Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.115V Auxiliary Power Outlet,160 Amp Alternator,2 Seatback Storage Pockets,2200# Maximum Payload,3 12V DC Power Outlets,3.73 Rear Axle Ratio,31 Gal. Fuel Tank,4-Wheel Disc Brakes w/4-Wheel ABS$COMMA Front And Rear Vented Discs$COMMA Brake Assist and Hill Hold Control,730CCA Maintenance-Free Battery w/Run Down Protection,Airbag Occupancy Sensor,Analog Display,Auto Locking Hubs,Black Side Windows Trim and Black Front Windshield Trim,Cargo Area Concealed Storage,Cargo Lamp w/High Mount Stop Light,Center Hub,Chrome Door Handles,Chrome Exterior Mirrors,Chrome Front Bumper,Chrome Grille,Chrome Rear Step Bumper,Class V Towing Equipment -inc: Hitch$COMMA Brake Controller and Trailer Sway Control,Clearcoat Paint,Colored Fender Flares,Compass,Cruise Control w/Steering Wheel Controls,Curtain 1st And 2nd Row Airbags,Deep Tinted Glass,Delayed Accessory Power,Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination,Driver Seat,Dual Stage Driver And Passenger Front Airbags,Dual Stage Driver And Passenger Seat-Mounted Side Airbags,Dual Zone Front Automatic Air Conditioning w/Front Infrared,Electronic Transfer Case,Exterior Mirrors Courtesy Lamps,Exterior Mirrors w/Memory,Fade-To-Off Interior Lighting,Firestone Brand Tires,Fixed Antenna,Folding Flat Load Floor Storage,Front Anti-Roll Bar,Front Cupholder,Front Fog Lamps,Front License Plate Bracket,Front Map Lights,Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats,Full Cloth Headliner,Full-Size Spare Tire Stored Underbody w/Crankdown,Fully Automatic Projector Beam Halogen Headlamps w/Delay-Off,Fully Galvanized Steel Panels,Garage Door Transmitter,GVWR: 9$COMMA000 lbs,HD Shock Absorbers,Heated Leather Steering Wheel,High Back Seats,HVAC -inc: Underseat Ducts and Console Ducts,Hydraulic Power-Assist Steering,Illuminated Glove Box,Instrument Panel Bin$COMMA Dashboard Storage$COMMA Driver / Passenger And Rear Door Bins$COMMA 1st Row Underseat Storage and 2nd Row Underseat Storage,Interior Trim -inc: Simulated Wood/Metal-Look Instrument Panel Insert$COMMA Simulated Wood/Metal-Look Door Panel Insert and Chrome/Metal-Look Interior Accents,LED Brakelights,Locking Tailgate,Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints,Manual Tilt Steering Column,Memory Settings -inc: Driver Seat and Audio,Mini Overhead Console and 3 12V DC Power Outlets,Multi-Link Front Suspension w/Coil Springs,Multi-Link Rear Suspension w/Coil Springs,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point$COMMA Height Adjusters and Pretensioners,Outside Temp Gauge,Parksense Rear Parking Sensors,ParkView Back-Up Camera,Part-Time Four-Wheel Drive,Passenger Seat,Perimeter Alarm,Power Rear Window,Rear 60/40 Split Folding Seat,Rear Center Armrest,Rear Child Safety Locks,Rear Cupholder,Redundant Digital Speedometer,Regular Amplifier,Regular Box Style,Sentry Key Engine Immobilizer,Side Impact Beams,Single Stainless Steel Exhaust,Steel Spare Wheel,Systems Monitor,Tailgate Rear Cargo Access,Tire Specific Low Tire Pressure Warning,Trailer Wiring Harness,Underhood And Pickup Cargo Box Lights,Urethane Gear Shift Knob,Valet Function,Vendor Painted Cargo Box Tracking,Voice Recorder