Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.150 Amp Alternator,25 Gal. Fuel Tank,2900# Maximum Payload,3 12V DC Power Outlets,3.73 Axle Ratio,4-Wheel Disc Brakes w/4-Wheel ABS$COMMA Front Vented Discs$COMMA Brake Assist and Hill Hold Control,50-State Emissions System,70-Amp/Hr Maintenance-Free Battery w/Run Down Protection,Airbag Occupancy Sensor,Analog Display,Back-Up Camera,Black Bodyside Cladding and Black Wheel Well Trim,Black Door Handles,Black Front Bumper,Black Rear Step Bumper,Black Side Windows Trim and Black Front Windshield Trim,Cargo Space Lights,Clearcoat Paint,Day-Night Rearview Mirror,Driver & Front Passenger-Side Front Airbags,Driver Foot Rest,Driver Seat,Dual Stage Driver And Passenger Front Airbags,Engine Oil Cooler,Engine: 3.7L Ti-VCT V6 -inc: SEIC capability,Fade-To-Off Interior Lighting,Fixed Antenna,Fixed Rear Window,Fixed Rear Windows and Manual Vented 3rd Row Windows,Front Anti-Roll Bar,Front Cupholder,Full Cloth Headliner,Full-Size Spare Tire Stored Underbody w/Crankdown,Fully Galvanized Steel Panels,Gauges -inc: Speedometer$COMMA Odometer$COMMA Engine Coolant Temp$COMMA Tachometer and Trip Odometer,Glove Box,GVWR: 9$COMMA000 lbs,HD Shock Absorbers,HVAC -inc: Underseat Ducts$COMMA Auxiliary Rear Heater and Headliner/Pillar Ducts,Hydraulic Power-Assist Steering,Instrument Panel Bin$COMMA Driver / Passenger And Rear Door Bins,Interior Trim -inc: Metal-Look Instrument Panel Insert,Leaf Rear Suspension w/Leaf Springs,Light Tinted Glass,Low Tire Pressure Warning,Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints,Manual Tilt/Telescoping Steering Column,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point$COMMA Height Adjusters and Pretensioners,Partial Floor Console w/Storage and 3 12V DC Power Outlets,Passenger Seat,Power 1st Row Windows w/Driver 1-Touch Down,Rear Cupholder,Rear-Wheel Drive,Removable Bench Front Facing 4th Row Seat Number$COMMA Control and Type Head Restraint,Side Impact Beams,Single Stainless Steel Exhaust,Sliding Rear Passenger Side Door,Split Swing-Out Rear Cargo Access,Steel Spare Wheel,Strut Front Suspension w/Coil Springs,Tires: 235/65R16C AS BSW,Transmission w/Oil Cooler,Urethane Gear Shift Knob